Bipolar and Debt? Don’t do this


How’s it going?

The other day I emailed out a special offer that I have on my Debt and Bipolar Disorder course

There are a number of people who have contacted me and basically said that they have so much debt there is no hope. Or, they aren’t working and there’s no hope. Or, there situation is far worse than my mom’s was.

First let me say that my mom had about $30,000 of debt actually probably more.

At first my brother was like, “Don’t even waste your time. She’ll never pay it off and it’s no hope. She should just file bankruptcy.”

I said, “Nope, I don’t think so.”

I thought it was a bad idea because bankruptcy although a tool for some and a legitimate strategy, I noticed that many people I knew who did, wound up getting right back into debt.

It reminds me of liposuction which takes the fat off but never really deals with the reason why the person was fat.

So many of these people go right back to being overweight.

In my course on how to get out of debt when you are dealing with bipolar disorder, I give you all the ins and out of dealing with lots of debt even when there is little to no hope. That was my mom’s situation.

She had massive debt, no job, no health insurance, wasn’t stable, creditors calling ALL the time, etc. It was a nightmare.
But I was able to put together a strategy anyone can follow.

With a system, a simple plan, a strategy, you, too, can improve your financial situation, and will no longer have creditors calling you.

Just follow the strategy as I have laid it out for you in an easy-to-use, easy to understand format.

For more information on it please go to:

Whatever you do, don’t give up hope.

Things can get better for you, just like they did for my mom. Let me help you.

Have a great day.


Bipolar? DANGER: Do NOT Do What This Woman Did


How’s it going for you today?

I am actually really annoyed. My computer is driving me out of my mind. It’s amazing to me how long you can waste trying to do the simplest things.

For some reason my MS word has a mind of it’s own. It took like 45 minutes to get it back to how it’s suppose to be.

Someone once asked me, “do you think that the people who make bipolar medications use the medications themselves?” This person was making the point that if they did, they would make them easier to take and have no side effects.

I said “no” and also said, “do you think the people who make programs like MS word
use the programs themselves?” She said “no way.”


I agree. The people who make these computer programs simply can’t use them or they would know they were messed up and fix them, right?

Okay let’s move on so you don’t have to hear about my ongoing struggle against my computer.

I have to share this post with you from Danielle, because it is VERY important:

“Dave, I have to ask you something. First let me
tell you what happened. See, I was really unhappy
with my life. So I broke up with my boyfriend
and I started seeing this other guy. I dyed my hair
cuz I hated the way it looked. Then I went on a
diet and lost a bunch of weight cuz this new diet
pill was so great, but I had to go off my bipolar
meds cuz I couldn’t take them together.

So then of course I had to go shopping and I spent
all this money buying a whole new wardrobe.
I moved to a new apartment. I stopped seeing my
old friends cuz they were bringing me down and
judging me and holding me back and everything.
But that was ok cuz I made new friends and that
was great cuz they were a lot more fun and we
started going out a lot and I drank a little bit but
only socially, ya know?

I quit my old job and got a new one and even
started my own home business which was going
real good, but the next thing I knew I was in the
hospital in a manic episode, which I don’t understand.
So here’s my question. Where did this episode come
from and how did it happen? I was doing just fine
before it. Danielle.”


Now, you know the first thing I’m going to say, right?

I’m not a doctor, psychiatrist, therapist, or any other kind of professional, and I don’t know this woman personally, so I don’t know all the details – I don’t know what she left out of her story -so I can’t give a professional answer.

But I do have a lot to say personally based on my experiences and other people’s experiences and all the vast research I’ve done on bipolar disorder.

And this post sure screams out MANIC EPISODE to me!

But let me go through the points one at a time.

There is a lot that Danielle did wrong to cause this episode.

First of all let me say one thing, though –

I am NOT saying that it’s not ok to change things in your life. Change is ok. But not all at once, like Danielle did.

Changing everything all at the same time is a recipe for disaster for someone who has bipolar disorder, as you can see by her story.

But anyway…

The first thing she did was break up with her boyfriend. Which is ok by itself, but may have been a rash, impulsive decision, as indicated by the fact that she immediately started seeing another man. But again, I don’t know all the details, so I’m only making an educated guess here, but there may have been some risky sexual behavior involved.

Then she dyed her hair. Women do that all the time, especially when they want to change something about themselves, so I’m not even going to go there!

But then comes something very, very important.

She went on a diet.

Now, in my courses/systems, I talk about how you need to be on a healthy diet in order to manage your bipolar disorder. But she’s not talking about a healthy diet here. She’s talking about taking diet pills.



This woman took diet pills to lose all that weight. So there’s another mistake she made. Do you
know what that was?

She didn’t check with her doctor first.

Then she made the most DANGEROUS mistake of all!

SHE WENT OFF HER MEDICATION in order to take those diet pills!

NEVER go off your bipolar medication by yourself. Always check with your doctor, and listen to what he/she says.

Going off your bipolar medication by yourself is almost a sure way to go into a bipolar episode, which is why the rest of the things began to happen, all symptoms of a manic episode.

Danielle “spent all this money buying a whole new wardrobe” indicating excessive shopping, or spending of a lot of money, which is one symptom.

She changed apartments, which was an impulsive decision.

Paranoia can be a symptom of a manic episode as well, like when she said that her old friends were judging her.

She then said that she (quickly, impulsively?) made new friends, began going out and drinking. Substance abuse is another symptom.

Quitting her old job, beginning a new one, and also starting her own business all seemed to happen too quickly not to be impulsive as well as probably overwhelming when it caught up to her.

When all these things caught up to Danielle, they were probably like a high tower that toppled all at once down upon her, as manic episodes often do to people with bipolar disorder.

It’s no wonder that she ended up in the hospital, where she probably needed to be stabilized with medication.

She asked, “Where did this episode come from and how did it happen?”

I would say that it happened because she went off her medication and then began exhibiting most of the classic symptoms of bipolar mania – impulsivity, excessive spending, substance abuse, risky sexual behavior, poor decision making, bad decisions, etc.

Have you or a loved one experienced similar things as Danielle?

In other words, have you tried to do too much at once or gone off medication and ended up in a manic episode?

What happened?

David Oliver is the author of the shocking guide “Bipolar Disorder—The REAL Silent Killer.” Click Here to get FREE Information sent via email on how and why bipolar disorder kills.

Dangerous Lesson for Bipolar Disorder


How’s it going?

I saw this post on my blog at

“Hi Dave There is something I have
not read about in your emails. I wonder
if there have ever been studies done about
the effects of tobacco use or nicotine with
bipolar disorder. My father was a mile
mannered gentleman who was liked and
respected by most people.

He was a heavy smoker. He quit smoking
about age 50. Ather he quit smoking, his
personality changed. He began using a lot
of profanity, he physically attacted to
mailman, and when a local church burned
down, he tried to take credit for that. I
thought he needed some kind of mental help.
I planned to consult with an attorney.

The day I was going to see an attoryney, I
heard a newscast announcing the the govorner
of the statr (Missouri) had sighned a bill the
prevoius day forbidding involuntary detainment
of persons with a mental disorder. this was in
the 1970s before people had heard of bipolar
disorder. the rest of his life, he put me and my
mother through a lot of verbal abuse. My mother
said she wished he would start smoking again.

I have heard that nicotine has some effects on
the brain and may have something to do with
delaying the onset of alzheimer’s disease. I
sonder if you have heard of any studies having
to do with bipolar disorder. I would appreciate any
news about this in your email.

I have been asked about this before.

Smoking does have an effect on the brain because it affects the dopamine receptors, which are the pleasure centers in your brain.

That’s what makes it so difficult to quit.

And it can have some effect on medications taken for things like bipolar disorder.

That’s why doctors always ask you if you smoke and how much you smoke (and for how long), and because smoking does have an effect on you.

As far as research on studies for bipolar disorder, it’s best to take an entire day or two to go to a university library. That’s what I always have to do.

You basically go to a big university and then spend the day researching for the study you are looking for.

That’s what I recommend in my courses/studies when you need to do research on bipolar disorder, which you should do when your loved one is first diagnosed and even after, so you can keep up with the latest research on the disorder.



I believe there are also studies on bipolar disorder and smoking but I don’t remember the details.

I do know this, though –

That several people who I know who quit smoking and had bipolar disorder went into episodes.

Does this mean that you can’t quit smoking when you have bipolar disorder?

NO. But if you do, in my opinion, you need a plan if you are going to do so.

Talk to your doctor and therapist. Tell them you want to quit smoking.

Talk with your supporters.

Make a plan with all of them.

Check out all the programs that are for quitting smoking. There are a ton of them, everything from meditation to some kind of therapy programs to tapes and CDs to hypnosis (NOTE: I am not endorsing any one or which one.)

Whatever you are doing, make sure that you are monitored and if something goes wrong you have a plan B in place as well.

Michele who works for me once quit smoking and went into a mini bipolar episode.

According to her, here are the mistakes she made:

1. She didn’t do any research.
2. She didn’t have a plan.
3. She didn’t talk to anyone about it.
4. She didn’t tell her doctor.
5. She didn’t explore options.
6. She took medication she hadn’t
checked out thoroughly to see
if it would affect her bipolar

The biggest mistake she made, though, was when she started having side effects, she didn’t stop using the medication, because she wanted to quit smoking so bad.

That’s what ended her up in the hospital in a bipolar episode.

So, even though quitting smoking is important, you also have to have a plan and not make the mistakes that Michele made.

Have you or a loved one been through a similar situation as Fred or Michele?

David Oliver is the author of the shocking guide “Bipolar Disorder—The REAL Silent Killer.” Click Here to get FREE Information sent via email on how and why bipolar disorder kills.

What Does the Weather Have to do With Bipolar?


I hope you’re having a good day.

I just got back from the gym.

You wouldn’t believe how much the weather changes here where I live!

It was 49 degrees yesterday and then really hot.

It’s really, really strange.

I’ve heard other people talk about it, too.

Someone I know who lives in Florida, and this is no lie! told me that she could be standing in her driveway and be perfectly dry and it could be raining on the other side of the street! Honestly! (of course that doesn’t last long before her side of the street gets wet, too).

But isn’t the weather funny?

It can change at the drop of a hat. (and of course, you can never depend on
the weatherman, either).

So what does the weather have to do with bipolar disorder?

It has to do with changes.

For one example, and I know, because I’ve done research on this, is that bipolar disorder is affected by seasonal changes.

Like, many people with the disorder get more depressed in the wintertime because of the loss of direct sunlight.

Or when there are thunderstorms, people with bipolar disorder can get depressed, too, because it is dark and gloomy.

On the other hand, during the summertime, many people feel much better.

But changes in the weather bring up a bigger point having to do with bipolar disorder, and that’s changes in general.

Changes are just a natural part of life.

I mean, you’ve changed, haven’t you? You’re not the same person you used to be.

Your life has changed. It’s not the same life it was when you were younger.

Even your bipolar disorder (or, I should say, your management of it) changes.

One of the biggest things is that you have to adapt to change.

But you can’t do it all at once, because that can really hurt you and your disorder.

Like I talk about all the parts of stability in my courses/systems, you should only change one thing at a time in order to stay stable.



And there’s a difference between small changes and big changes.

It’s like there’s a difference between rearranging the furniture in your house and buying completely new furniture for the whole house!

See what I mean?

So, like, let’s take medication for an example…

And this is a BIG thing.

There’s a big difference between getting a dosage change or going off your medications!

And always, and I repeat ALWAYS, talk to your doctor first!!! Only your doctor should be changing your medication.

If you do it yourself, you run into a BIG danger of going into a bipolar episode. And if you go off your medication completely, you can pretty much be sure you’re going to go into an episode!

Anyway, another example of change would be if your doctor, psychiatrist, or therapist doesn’t seem to be working for you anymore.

Then you need to find another doctor, psychiatrist, or therapist, because they are SO very important to your recovery from bipolar disorder. So you may have to change to another one.

There are different parts to what I call the Bipolar Stability Equation: (other than medication
and therapy, which are essential).

There is sleep, exercise, healthy diet, etc. Also, good self-care, low stress, balance, strong support system, plans for what happens if you go into a bipolar episode, etc.

Now, if one part of your stability equation isn’t working, then you can change it and try something else. Like say the way you exercise – you can try a different way of exercising; or diet, you can try a different diet.

But one thing you CAN’T do, is change too many things at once, or you run the risk of becoming unstable, or even going into a bipolar episode.

Also, and this is a VERY important point:

Be careful of making permanent changes that can have consequences that can’t be reversed, like changes you might make during an episode.

For example: foolish business investments; divorce; selling your home; etc.

And remember, some things you can’t change, just like you can’t change the weather.

You cannot change someone else – you can only change yourself.

And you cannot change the fact that you have bipolar disorder – you can only learn to manage it.

And sometimes you cannot change your situation – you can only learn to deal with it.

What changes have you had to make in your own life?

How have you dealt with them?

David Oliver is the author of the shocking guide “Bipolar Disorder—The REAL Silent Killer.” Click Here to get FREE Information sent via email on how and why bipolar disorder kills.

Bipolar? It’s Normal To Feel This Way


How’s it going?

I almost couldn’t send the daily email today due to yesterday’s hike.

I almost got bit by a snake (not sure what would have happen to me). I almost fell off a cliff. I also almost fell into the deep part of a lake.

The reason all this happened was because I went on a difficult hike. It wasn’t suppose to train but it did. It took a really, really, really long time to get to the place I was hiking and I wanted to finish the hike.

But I am here and all is well : )

Okay a man posted this for me:

“My wife gets so out of control
sometimes that I just can’t stand
it. I mean, she goes into her
manic episodes and spends all
our money till we’re almost
bancrupted. The last time she
even had an affair! I hate her for
that, I really do! Then I feel
guilty for hating her. What
should I do? Am I the only
one who feels like this?”


First of all, like I always say, I’m not a medical or mental health professional, so I can’t advise this man that way, I can only say my opinion.

But I had to share this message not only because it bothered me, but because the things he talked about might be bothering you, too.

You might be feeling like this man is feeling, because many other supporters have written to me about the same kinds of feelings.

You know that I’m a supporter too, and there were many times that I wondered if it was normal
to feel the way I did toward my mom when she was sick.

I was really angry at her because I felt like she was destroying our family.

This man is saying that he feels like he hates his wife, but then he feels guilty for hating his wife.

I know this may sound terrible to you, but then you also may be feeling the same way too and like this man, may be wondering if you’re the only one.

Although these may seem like awful feelings to have, they are normal feelings for a supporter, as other supporters have told me the same thing.

In my courses/systems, I talk about some of the negative feelings you might experience as a supporter to a loved one who has bipolar disorder.

I also talk about not feeling guilty on top of those negative feelings, because it’s normal for you to feel this way.



These negative feelings, like guilt and remorse, though, you do not have to hold onto.

It’s not your fault that your loved one has done the things that they’ve done while they were in episodes.

Some of the things that they’ve done can even be fixed by both of you together, like your finances (the financial consequences to their episodes).

Not all consequences are as bad as bankruptcy, and they can be fixed.

It sounds like this man is very angry about what his wife has done during some of her bipolar episodes, just like I was angry at my mom for destroying our family during hers.

You might be angry at your loved one too.

All these feelings are negative feelings, though.

They need to be turned around into positive feelings.

You need to turn your hate and anger away from your loved one and put it where it really belongs.

Your loved one is NOT your enemy.

Your REAL enemy is their bipolar disorder.

That is what is causing them to have episodes.

That is what is causing them to do the things that they are doing.

That is what you really hate.

And if you channel your negative feelings against the disorder and away from your loved one, you will see better results.

You will see yourself with less feelings of guilt, because you are doing something about your negative feelings – you are putting them where they really belong.

Use those feelings to help your loved one beat their bipolar disorder!

Use them to help your loved one in spite of the fact that they have the disorder and sometimes do things that may make you feel as if you hate them.

Remember that it is the bipolar disorder, and not them.

Remember who the REAL enemy is!

David Oliver is the author of the shocking guide “Bipolar Disorder—The REAL Silent Killer.” Click Here to get FREE Information sent via email on how and why bipolar disorder kills.

Bankers, The Economy, and Bipolar Disorder Lesson


How are you?

I hope you are doing well.

Yesterday I was talking to my friend about some thing related to the banking industry.

My friend HATES ALL BANKERS. He thinks they are evil. Seriously.

I am NOT like that.

Lots of people are complaining about bankers, Wall Street, etc.

Many are saying that ALL of these people are crooks and that they’re evil.

This is not the case.

All bankers are not crooks.

All banks are not dishonest.

It’s just SOME.

People that say these things are just generalizing.

Maybe they just had one bad experience with a banker, like they got turned down for a loan or something, so now they’re saying that all bankers are bad.

Or they lost money in the stock market, and they need someone to blame it on.

Or they’re struggling financially, or lost their job, so they’re blaming it on the economy.

People with bipolar disorder can learn a lesson from this.

They say the same thing about therapists, doctors, and hospitals, too.

They say that they’re all bad.

But all therapists are not bad.

All doctors are not bad.

And all hospitals are not bad.

Just SOME of them.

Know what I mean?

Those who say that all doctors, therapists, and hospitals are bad?

Same thing.

Someone might have had a bad experience with a doctor.

Maybe they even really did have a bad doctor, or even a bad therapist.

But that doesn’t mean that they are ALL bad.

And every hospital can’t be bad, can it?

Just SOME.

If you have a bad doctor, you need to find a good one.

And if you have a bad therapist, you need to find a good one.

Because these two professionals are very important to your stability with bipolar disorder, just like I talk about it my courses/systems below:



It’s your responsibility to find and have a good medical and mental health professional who is really out for your own good.

Don’t stay with someone who isn’t helping you, because then you won’t get better.

Don’t stay with them just because you’re afraid to change doctors or therapists.

You need to think about what’s best for you.

If you’re not sure if your doctor and/or therapist is good or bad, take your supporter with you to your next appointment.

They might have a more objective point of view than you will.

They might be able to tell better than you can whether your doctor or therapist is a good one or a bad one, or whether they are right or wrong for you.

Remember, though, that not all doctors, therapists, and hospitals are bad.

I am NOT saying for you to change your doctor or therapist if they are working for you.

Again, I am NOT saying that ALL doctors and therapists are bad.

If your doctor and therapist are working out for you, great!

And if you have found a hospital that takes care of you when you’re in an episode and treats you well, then even greater!

I just want you to be aware, and make sure that your professionals are looking out for your best interests, because that’s what they are there for.

Have you ever had a bad experience with a doctor, therapist, or hospital, and had to change?

How did you know you had to change?

How did you find a new one, and what happened?

David Oliver is the author of the shocking guide “Bipolar Disorder—The REAL Silent Killer.” Click Here to get FREE Information sent via email on how and why bipolar disorder kills.

Current Bipolar News



How are you?

Here is today’s news.

To read this week’s news visit:

Diagnosing kids with bipolar disorder becoming more common
DO> Isn’t this the truth? Think this is legitimate?

NAMI offers info on childhood mental illnesses
DO> Great article for parents.

Bipolar group helps Hereford man feel less isolated
DO> Another great article.

Minn. patient wants right to refuse electroshocks
DO> Wow, what do you think of this?

Publicizing mental illness leads to an outpouring of feelings
DO> Isn’t this the truth?

Mental health court teaches offenders how to stay out of trouble
DO> Another great article


For these stories and more, please visit:
==>Help with ALL aspects of bipolar disorder<<==

Check out all my resources, programs and information for all aspects of bipolar disorder by visiting:

Your Friend,


Don’t Assume Anything With Bipolar Or Else


How’s it going?

I hate when people assume things, especially when they’re about me, don’t you?

Like when people just assume that just because my mother has bipolar disorder that I have it too.

Has that ever happened to you?

If it has, then you know what I mean.

Not much fun, is it?

Well, if you assume things when it comes to bipolar disorder, it not only is not fun, but it can even be dangerous as well.

For example, you can’t just assume that you know everything about the disorder, even if your
loved one has been diagnosed for a long time. Actually, especially if your loved one was diagnosed awhile ago.

Because knowledge about bipolar disorder changes all the time.

There has been new research and new studies done on the disorder, and there are new ones coming out all the time. You can’t just assume your knowledge is still accurate.

So you need to keep learning about bipolar.

That’s one of the main points I make in my courses/systems – that knowledge is power, and that the more knowledge you have about bipolar disorder, the more power you will have over it. In other words, the better you and your loved one will be able to manage it.



You can’t assume that your loved one’s bipolar won’t change, either, because it might.

Sometimes someone might be diagnosed with one type of bipolar disorder, but then after awhile, their disorder changes, and they are diagnosed with a different type of the disorder. It does happen to some people, so watch out that you don’t assume and fall into this trap.

Don’t assume that your loved one’s medications will never change, because they might.

They may need a dosage change, or there may come a time when one of their medications needs to be changed altogether.

Don’t assume that your loved one’s doctor, psychiatrist, and/or therapist will never change, either, because they might, too.

Things can happen, like:

• Moving away
• Starting own practice
• Changing practices
• Leaving practice
• Insurance will no longer cover
• No longer see bipolar clients
• Retiring
• Getting pregnant
• Going back to school
• Personal reasons
• Etc.

You can’t assume that what works for your loved one to keep them stable today will work tomorrow, either.

These things change, as well, and you need to adapt to these changes.

And don’t ever assume that your loved one will never go into another episode.

No matter how long they’ve been stable, it is dangerous to think like this.

Because then you let down your guard.

Because then you start to take things for granted, like your loved one’s stability.

Because then you stop planning for what to do in case they do go into an episode.

And all of this can be dangerous for both of you.

Can you see now why I think that assuming can lead to so many problems?

Has assuming something ever become a problem for you?

What happened?

David Oliver is the author of the shocking guide “Bipolar Disorder—The REAL Silent Killer.” Click Here to get FREE Information sent via email on how and why bipolar disorder kills.

Answers To Questions On Bipolar & Addiction Info


The other day, I sent out a notice
about some information I have
on helping a loved one who
has bipolar disorder and an

You can view it here.

I got a few of the same questions
over and over again. I wanted
to answer them here:

Question 1. Does you material on addictions
cover addictions other than drugs
and alcohol?
DO> No it doesn’t.

Question 2. Who is the success story
that you interview?
DO> This person didn’t know want
to reveal her last name. Please don’t
ask. It’s a privacy thing for her.
Let’s honor this for her. She was
kind enough to actually do the interview.

Question 3. Doesn’t your bipolar supporter courses
cover addiction?
DO> No. My mom never had a problem with addictions.
The addictions stuff came after the supporter course.
This focuses on addictions. The bipolar supporters
course don’t cover addictions.
That’s it. For more information, please

Thanks and have a great rest of the day and night.


Bipolar Disorder and Music Notes?


How’s it going?

Hey I was talking to someone in the gym about something really odd.

Why? Well you run out of stuff to talk about when you are doing cardio for an hour virtually every day.

Anyway, have you ever watched someone try to put a jigsaw puzzle together?

The concentration…

The focus…

How meticulous they can be…

All those parts?

Some people can’t do it.

But those that can…

Those who can take all those parts…

And put them together just right…

Can make a beautiful picture out of what seemed to be nothing!

Well, music is the same way.

It doesn’t matter what kind of music you like the best, all music still has the same parts:

• Melody
• Notes
• Rhythm
• Tone
• Timing
• Composition
• Instruments
• Songwriter
• Song
• Lyrics
• Band
• Singer

All that concentration…

All that focus…

All those parts!

And that’s just for ONE SONG!

Now, these days, they usually add a video and some dancing to it as well.

So now you’ve got even more parts –

• Choreographer
• Dance steps
• Choreography
• Lighting
• Direction
• Outfit designer
• Outfits
• Etc.

Now with bipolar disorder, we have parts, too, like the parts to the stability equation I outline
in my courses/systems below:



Many people still complain about the parts to stability for bipolar disorder…

But when you compare it to the parts to music (especially one with a video) it doesn’t seem so bad, does it?

If you want just music, you can skip some of the parts.

I’m not saying it would be the best music, but it could still be music.

But if you want QUALITY music you have to make sure that you have all the parts, and that every part is attended to.

Same thing with bipolar disorder. Some people just tend to the minimum of the parts to stability with bipolar disorder.

They just take their pills and go to therapy, for example.

But if you want QUALITY management of your bipolar disorder, you have to make sure every part of it is attended to as well.

You’ve got such things as:

• Medications
• Therapy
• Strong support system
• Sleep
• Exercise
• Diet
• Self-care
• Productivity
• Reduced stress
• Balance
• Watch for triggers
• Look for signs/symptoms
of episodes
• Etc.

In other words, like putting that puzzle together, you have to put all the pieces together, too, to make one bigger complete picture of your stability.

What about your stability?

Is it QUALITY stability?

What other things do you do to stay stable?

David Oliver is the author of the shocking guide “Bipolar Disorder—The REAL Silent Killer.” Click Here to get FREE Information sent via email on how and why bipolar disorder kills.