Hello, I am a Rapid Cycler BiPolar person. I have tryed fore years to get life ins. I always get turned down. Could someone Please help me. I would like to get some ins. to take the burden off of my childern.
Thank you very much
candy

It’s a HARD investment to manage my bipolar. For one, I have a co-pay for Zyprexa of $150/month. That takes a HUGE part of my Social Security Disability payment. I know at other pharmacies, it’s even HIGHER. But-in order to “maintain” with my bipolar, I HAVE to take it. Period. The other meds I take for bipolar ARE cheaper, that’s true; but they take a big chunk out of my monthly in come. Because I have such a high pharmacy bill, I’m forced to cut back on other things that I would LIKE to buy.

Now – there are things you’d LIKE to have, and then there are things you HAVE to have. By having to change my lifestyle drastically lately, I’ve learned this hard lesson. I can’t just go out and subscribe to magazines I’d LIKE to have; I read them at the library. I can’t make monthly visits to my parents’ and brother’s grave 30 miles away, because of gas prices. AND – I can’t use my credit card to purchase ANYTHING anymore on the Internet. I broke down and bought my biological Mother something for Mother’s Day-but that is something that is IMPORTANT to me. I would LOVE to buy her something meaningful and expensive, but got her an inexpensive necklace that cost less than $10; NOT like the gifts I’ve bought her in the past – but I HAVE to cut back. It’s a matter-REALLY, of “life or death.”

If you find your psychiatric treatment to be “too” expensive, think about going through a manic episode. That “costs” more than money. It costs in lost time, hospitalization, starting all over, etc. It is an UGLY proposition.

I’d just like to advise you – from the “horse’s mouth” so to speak – from EXPERIENCE, that you have to make important CHOICES as someone suffering from bipolar disorder. I’ve had to learn the hard way, and, no, I’m NOT happy about it. But – I don’t want to experience another manic episode – so I MUST afford my psychiatric treatment; doctor’s bills AND medicine bills. And – if I WANT to stay “healthy,” this is the ONLY way to do it.

BIG HUGS to all bipolar survivors and those who love us. Please pray for Susan as she goes through a hard time. And save a little prayer for me, as I go through a CAT scan on Tuesday, that everything goes well. Thank you.

suzannewa,

Have you tried applying for prescription assistance? The drug companies (most of them) have their own assistant programs and of course there is the pparx one. Also, i don’t know if your doctor or therapists office offers assistance but they may. It doesn’t hurt to ask especially since you are on a fixed income. Find out who the makers are for your prescriptions and go online to see if they have their own plans, if they don’t go to pparx.com and they will list the assistance programs that you would be eligible for.

is there any help with assistance on getting your books with valuable information, we need the information badly but cannot afford them with everything else that we have to pay for. there just isn’t enough $ to go around.This is all so expensive and you need all this vital information to have any chance with this disease.
Thanks for all your help and info …………………..gary

Dear Dave
I like your idea about investing in myself. BUT, I decide what I buy and when I buy it. I STILL DON’T HAVE ANY ANSWERS ABOUT YOUR COMPANY BILLING MY CREDIT CARD WITHOUT MY PERMISSION. When are you going to start taking this seriously. For those of you who haven’t seen any of my blog postings this is what happened. My husband noticed strange charges on our credit card. They were from Leverage which is Dave’s company. I did not authorize them. I called the 800 number. I left a message (which is the only option by the way) I have spoken to someone named Barbara a few times. She has told me she has emailed me about this (no emails have appeared) She has told me she will speak to ‘Dave’ and call me back (no calls). IS THERE REALLY A DAVE. WHAT ARE YOU GOING TO DO ABOUT THIS. PLEASE RESPOND.

I just want to add being bipolar or not I would be very mad if someone charged my credit card without permission and I dont care who it would be.

To meeps:
I agree that I would be upset with someone charging mt credit card but i wanted to assure everyone that David is a real person but he is over 3,000 miles away from home and really can’t do anything about it right now but I am fairly sure he is a honest person and will get to the bottom of this because I didn’t notice the blog about this until he was in CA. I just didn’t want venuskitty, who is very upset, to keep getting more upset and possibly be a Bi-polar go into a full blown episode. Didn’t want to sound mean or anything, just wanted to try and get venuskitty to think about it before she/he got any more upset.
HelenM

I’m sure everything will work out….thanks for writing 🙂

This is really getting ridiculous. You mentioned health problems. Well, the original issue came up with my husband and the charges on my credit card about 2 months ago. I tried to investigate but it is very difficult because there is no easy way to communicate with these people. Barb answered here, but still hasn’t called me back, or sent me the email she promised or given me the answer that she was supposed to get from Dave. She has my card number from a legitimate purchase. I entered a contest for the weight loss plan and they sent it to me, so I assumed I won it. I don’t know where it is now. They were charging my card monthly for idk what. What would I return for that???? I WANT MY MONEY BACK!!! btw I ended up in hospital for over 2 weeks and have only been back home for 2 weeks. Not saying this is the reason, but Im sure it didn’t help. There was a huge blow up with my husband over this because I promised not to use my card. Now he has taken it away again. I expected more from Dave and his organization.