Update on credit cards

I just called the company and basically got the run around until I put my foot down. Also, someone in my company did some quick research and found you can call this phone number
and get opted out of credit card offers.

According to the FTC:
“The credit bureaus offer a toll-free number that enables you to “opt-out” of having pre-approved credit offers sent to you for two years. Call 1-888-5-OPTOUT (567-8688) for more information. When you call, you’ll be asked for personal information, including your home telephone number, your name and your Social Security number. The information you provide is confidential and will be used only to process your request to opt out of receiving pre-screened offers of credit. “

My mom called me to tell me she is going to call and I will let you know what happens.


  1. Do you have file for bankrupsy over there?
    where depending on the level of det you are in.
    You will get it all wiped,generally you have to be on it for 2-5 years.
    Then your slate is wipped clean.
    Just means you have a black mark next to your name till then.

  2. by the way when you file for bankrupsy and are on it for the period of time they tell you to be on it.
    then you don’t have to pay back a cent. and they credit card companys or whoever else you owe money to.cannot take you to court or touch you over it.

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