Hi,
Hope you’re doing ok today.
Today I want to talk to you about money.
I know, a subject that nobody wants to talk about.
But I’m actually going to teach a seminar about this, about how if you have lots of money, how you can lose it fast.
But with bipolar disorder, that can definitely happen.
Even if you don’t have lots of money.
There a lot of costs involved in having bipolar disorder, or supporting someone who has it.
There’s the cost of doctors, psychiatrists, and therapists, and the cost of travelling to them, too – the gas, and the upkeep on your car.
Then there’s the cost of the medication.
Even if your insurance does cover the doctors and medication, there’s usually co-pay. But if your insurance doesn’t cover it, you can go into debt into the hundreds of thousands of dollars!
That’s what I mean by losing money FAST! It can deplete your entire savings, and some people have even gone into bankruptcy!
Even if you’re on disability, it’s still not enough to live on, and supporters usually have to get a job to cover the costs of a loved one with bipolar disorder.
Even some people with bipolar disorder have had to go out and get a job, too.
That’s why, in my courses/systems, I go over how to deal with finances and debt management for people with bipolar disorder and their supporters:
NEW LEARN THE SECRETS OF THE MOST SUCCESSFUL WITH
BIPOLAR DISORDER?
http://www.bipolarsupporter.com/bipolarmastersystem/
SUPPORTING AN ADULT WITH BIPOLAR DISORDER?
Visit:
http://www.bipolarsupporter.com/report11
SUPPORTING A CHILD/TEEN WITH BIPOLAR DISORDER?
Visit:
http://www.bipolarparenting.com
HAVE BIPOLAR DISORDER?
Visit:
http://www.survivebipolar.net
If you don’t have control over your finances, you can lose lots of money, FAST!
And if your loved one goes into a manic episode, and starts spending money excessively, you can lose it even FASTER! They can even bankrupt you if you don’t have systems in place to prevent it.
The best way to prevent that is to keep the credit cards and checkbook for them.
I know this may sound cruel, but at least it will keep you from going bankrupt!
There are ways to stretch the money you do have, which will help, like going on a budget, and cutting back on those things you can really do without (do you really need that fast-food lunch? Or could you pack a lunch from home?)
Or you can think of some ways to make some extra cash, like getting rid of some of those things you don’t really need and selling them on ebay or something.
You could even start a home business! Lots of people I know who have bipolar disorder and their supporters have done this and have become successful at it.
If you can think of some other ways, let me know and I might post them on here!
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Post responses below
I have been a bipolar supporter for over 20 years. Even though the first 10 or 15 I had no idea what I was doing. I pulled our family out of debt at least 2 times in that time period. Recently, since 2004, we went from having no debt, we actually had some money saved, to having to declare bankruptcy. My husband lost his job and there is no way unemployment would cover the credit card bills. We may lose our house if he doesn’t find another job soon.
While he was in his manic episode he moved out, took a trip to Italy and spent like there was no tomorrow. He moved out because I wouldn’t let him spend money. So even if one tries to control the spending it can get out of hand. It’s really tough to be on this side of the disease.
HI THERE TO ANY ONE WHO IS READING THIS ; )
Mmmm money you got me with this one, Wots that : )
I carnt let all my secrets out now can I
Al let you in to one ov them is called “SAVE”
Lets face it were all in “DET” from the day we take our 1st breath.
Here is a idear how to make some lolly have a car boot get shot of all that clutter
Mmmm fast food its just so easy:0
Take Care Linda x
For Troy: I just wanted to let you know that our Psych is indeed an MD specializing in Child Psychiatry. He was not quick to put a label on me or my daughter. It took several sessions before he came up with the diagnosis of Bipolar Disorder. Drs are Drs, no matter what they specialize in, and they are good ones, who really know what they are doing, and there are quacks, who shouldn’t be allowed to practice any kind of medicine. Sometimes you have to search a long time to find a good Dr of any kind. We got lucky with our Psych when my daughter’s counselor referred him to us because she said there was nothing else she could do to help my daughter. She (the counselor) didn’t say my daughter had BP, just that it was urgent to get her to the Psych and I am glad I did, otherwise she would probably have committed suicide long ago. I had gone to a Psych once a long time ago and told him I felt suicidal so he gives me a script for Valium, of which I proceeded to take the whole bottle at once. It didn’t kill me, only made me wish I was dead for a few days. Needless to say I let one bad experience cloud my judgment of Psychs, but I have found out there are, like anybody in any industry, ones who know what they are doing and ones who need to change their profession entirely! And our Psych went to med school at one of the highest accredited and regarded med schools in the US! BTW, my daughter doesn’t take her meds either, but I have to keep a close eye on her to keep her from hurting herself. She is only 22 y/o!
Mmm out to lose your money fast x)
Drink alco pops
Gamble
ect..ect..ect
Dave – I can sooooo TOTALLY agree with you. In my 61 years of life, I have gone through about a $million-and-a-half, with absolutely NOTHING to show for it (except for my condo, which I STILL might lose). You ask how can I go through such a large amount of money? Poor investments? No. Bad choices with credit cards? Yes.
Two years ago, my boyfriend TRIED to get me to NOT use my credit cards on the F*ree sample surveys I THOUGHT I was supposed to do. Now, I realize how SMART he was, and how DUMB I was. I had to go from my condo, completely paid for, to refinancing TWICE to pay off the credit card debt. I’m STILL waiting to hear from a lender as to whether I can refinance at ALL right now.
Hindsight is ALWAYS better than foresight. If I had even THOUGHT I would go through such debt, I wouldn’t have gone on the computer and signed up for those surveys (ones which just bleed you, offering a BIG prize if you will use your credit card and sign up for samples, only to charge your card, monthly, with products that cost $186, $220. etc. That’s how I “lost” money in the first place, and I don’t have the resources NOW to even have a “cushion” to fall back on. I’ve spent it ALL…
This is more than a WARNING to others out there – if something sounds too good to be true – it probably IS. True, there are SOME surveys out there, that can earn you some money. But it takes soooo long to see the actual results. STAY AWAY if it looks at all suspicious, or if you don’t have the time that it takes to make a living off surveys.
I cut up ALL my credit cards, and only have my bank debit card to pay for groceries, etc. I pay my bills with my checking account, which I keep a close eye on.
Although I wasn’t exactly in a manic state when I signed up for those surveys, my hypomania kicked in a little bit. I was medicated, but didn’t follow a good sleep/wake cycle. So – what I’m trying to say is – this can happen to ANYONE, medicated or not. Shopping DOES give a “high,” but looking back, the money spent recklessly and thoughtlessly, is what got me in trouble.
BIG HUGS to all bipolar survivors and those who love us. May God bless you real good. I pray for my country.
Hellen;
I read it takes an average of 7- 10 Years to Diagnose BP.
Was your Daughter “Medicated” Before “diagnosis.”
I & all I know where. quack had me Comatose for 1 Week. Then labled me BP.
Week before she told me I was Depressed, their was NO “mania.”
I was not depressed either I was Very Scared, ODD BPP are said to be Fearless?
I had a VERY Normal life for 26 Years. Then I was wanted by a World Wide Criminal Organisation. I Thought I’d be safe in “hospital.” So I got admitted. Never Again.
Post psychs. I have some symptoms of BP. I had to study hard to find them.
I met a Woman in the UK. She was a Top Neuro-scientist,Sergon in the UK.
I spent some time there.
She had some problems, which triggered her First eppisode.
All up she spent 12 Months in 2 or 3 psych Wards.
Now she Practices as a GP. Lied about “Mental illness” on the application. But they know Now.
She has not taken “Medication” for over 10 Years. Like me she is in her 30’s.
She has a Great Diet. & Along with eating Oiley Fish (deep or cold water). She also takes 3000mg of Fish Oil Daily.Cad Liver Oil is great, though it contains (Can’t rember what, Deceribration). Anyway you can OD on this, causes sickness. So Just Fish Oil.
Some studies & Dr.s recomend 9 to 12000mg daily for a BP Person. I know a Woman who was prescribed that much. She told me it was FAR better than the “medication.” Also had her hair with a lovley shine.
Neuroscientist/Sergon says the meds do ruin the Mind. She says they should be used only when ALL else fails, they are Toxic. She says: “meds are like training Wheels..” Though she only used under Duress. As I think all do.
I once felt “mania” comming on, took 10mg Zyprexa, slept, fine next day.
I Personaly have never had an “episode” Whithout a Proven Factual Reason.Last one was bad psych. drugs, took 3 Nurses to pursuade psych. to give me what I asked for. He had me elevating & becoming Parinoid.I was in a Lock up Ward. NO Smoking either, GREAT!
Studies World Wide such as Layer, Champie of Switzerland, & Carpenter To name a few, have found NON drug,& REAL psych. THERAPY: Gave FAR Superior results, & FAR less readmition. Than Drugs & therapy.
NO SCIENCE NOR MEDICINE TO BACK ANY A PSYCHIATRIST SAYS OR DOES.
Dr.COLLIN ANDREW ROSS(Letters forgotten): “No facts support any…All a Fraud.
Dr. FRED BOUGHMAN(Adult Neuroligist):”Victims Deteriorate due to the treatment, ant the psych. lies.” Fred also states psych. is ALL Fraud.
Dr. MERVIN VON GUTT psych. MD: He was asked at a psych. confrence to list the symptome of ADD, ADDD, or ADHD, as at the time that was the Number 1 advertised, “diagnosed” “disorder” Now the push is definatly BP.
Well Dr. Von Gutt was stuck for words. then came out with:”The DSM is constantly changing.”
How can it change, Facts do not change. Influenza is Never AIDS…..
Dr. TY COLBER: “We can find a way to Drug all. The Fall of Civilisation.”
psych. prof. BILL C DOUGLAS MD psych.:
Dr ULRICH ABLE OF STUTGART:
Their are perhaps Thousands, far too many in my state to recall & Quote. This is a small example. Of the Truthfull in the Trade,
A Woman psych states ALL the meds are Toxic. Cannot recall her Name. ALL know they are hence you need constant testing on ALL internal organs, odly it’s a Brain, problem, yet the Brain is not tested?
Meds are KNOWN to shrink the Cerebrial Cortex: (Deceribration,No Thought of any Kind) This is the Brain centre for Higher Function. I used to look at a person & even know their Name, occupation…
Also a 15% AV. Reduction in the Left—-LobeCortex—? (Memory is shot): This the centre for deep thought, our Hypofocous perhaps. Gone.
The Centre for reasioning is also known to recieve Damage, longer use, higher dose, the worse the Damage, the Behaviour. No reasioning, bad decisions, spending, Sexual partners…
The Hypocampi, Hypocampus. If I rember it’s the centre of Memory, it is subsconsious, therefore Never sleeps, records constantly.
I lived in this area. Answers (Correct) came instantly from here, even things I thought I did not know. Or close my Eyes & see the answer. It was so simple.As Da-Vinci, study the problem, then if youre beaten by it have a lay down, you will see a very simple answer.
Hipocampi, deep low centre of the Brain Mass.Memory, Language intellegence. It connects the Brain is it L/R, Sub & Conscious? Both? from memory the center control or something. To think I was once a Genius… 190 to 133 now Homer J Simpson.
Fine if I had fun doing it & it was my choice. I would be OK with it, still I’d be as I am very Lonly. My mind has gone.
Seen Bumper stickers stating “A Mind’s a Great thing to Waste.”
The Drugs, the psych. and all its trearments are our Kryptonite.
ECT, Against the Geneva convention causes far greater Brain Damage. Much Faster.
Same as with Lobotomy.
Specialists tell us ALL these treatments the dammage they cause to the Brain, would definatly produce the symptoms listed in the DSM.
PROVEN Its Iatrogenic Via polypharmacy.
Professors can find NO diagnosed “Drug Virgins” for study. Wonder why??
In the USSR they fed political Protesters “Antipsychotics” as they Knew it Voided the Mind of ALL thought… Back then the Drugs where only 10% as strong as they are today.
10% of say Tryptanol,Respirodone, Seroquell, Zyprexa, Can’t rember all the Names. Should ask what we where NOT on. ALL injections I was told where “Vitimin B” Comatose in Minutes for 20Hrs. NO B side effects… Terrible Constapation, an Opiate.
SFJane of You Tube Fame. Jane Alexander.
She was captured at 14 force fed many Toxic mind Body & soul destroying Chemicals “Diagnosed” with scitz, BP, personality disorder Anxiety… all of the DSM.
Her parente “divorced her ” or something?
Then at 15 she refused “treatment” and was released. (I could not refuse at 26). Or 34-5?
Jane has been Drug Free for 15 Years NO “episodes in 15 Years, NO scuicide attempt in 15 Years. As normal as her Damaged mind will allow.
Jane does Yoga, Meditation,Diet, and Fish Oil.
Studies show ALL psych. “treatments” Double the Scuicide rate..I can see why, as I have been “treated.”
Jane is honest & says her Mind has NOT returned, yes you can see/Hear her Mind has been altered in a Bad way.
If psych. can Damage Grey Matter, & destroy Neuro-transmitters, why can’t they Fix them?
If a Plumber comes & Busts your Pipes, he Fixes them FREE of ALL charges, as he ruined it.
Money, what is Money.
Now Dave you can tell us of Money as you have a Business.
Must go somebody walked in. I have no Door. Dont think it’s the Dog.
by gum thats some story you sure no how to tell them
troy
David you rise. LOL.
YOU wish it where a mere story.
Why do none of the followers of psychiatry defend their deliefs.